‘Finish of an period’ as 63 Ulster Financial institution branches closed their doorways

Simply earlier than the shutters got here down for good at 4:30pm at the moment, Howard, a long-time buyer of Ulster Financial institution made a ultimate try to make use of the financial institution’s ATM exterior.

ut the 76-year-old Malahide resident was met with an ‘Out of Service’ discover on the display shortly earlier than employees bolted the door and bid ‘adieu’ to the department on Malahide’s primary avenue that has been a fixture within the north county Dublin seaside village for so long as he can keep in mind.

Howard has been a buyer of the financial institution for the previous 22 years and is gloomy to see the department and 62 others throughout Eire shut their doorways for good at the moment.

“I don’t wish to see them closing down,” he instructed the Unbiased.ie.

Howard doesn’t personal a pc and like many individuals, particularly older clients, isn’t a fan of on-line banking.

“I simply discover it helpful sufficient to go in and get what I would like and do what I wish to do,” he stated.

Though he has one other account at a competing financial institution, he worries that it too could shut its doorways or swap to on-line banking solely.

“What would we do if then in the event that they removed them?,” he requested.

And even earlier than the financial institution closed, he stated fundamental transactions, like requesting a press release of his account, grew to become an ordeal.

“I requested for a press release and I used to be ready two months,” he stated.

“In between these two months I went again in requested ‘the place is my assertion and why has that machine gone as a result of I might go in, put my card in and in a single minute, get my assertion. I feel I had to return in thrice,” he stated.

Standing exterior the financial institution with a bucket in hand to boost funds for the native RNLI charity,, fellow Malahide resident and Ulster financial institution buyer Dave Mehigan, (60), stated he may also miss his native department after being compelled to modify banks since he grew to become a buyer in 2012.

Though it wasn’t an enormous ordeal, given he had only one or two direct debits to type out, he stated: “I might have most well-liked to remain slightly than have to modify.”

Native TD and Housing Minister Darragh O’Brien, who’s from Malahide and was passing by the financial institution yesterday, stated it’s a tragic day for the financial institution and its employees.

“It’s a tragic day for the village. Ulster Financial institution has been right here for God is aware of how lengthy in Malahide. I do know a number of the employees, I used to financial institution with them, I had my mortgage with them which is now transferred out. However I’m unhappy to see it. Nice employees right here and having selection for purchasers is a matter. And the switch has been tough as effectively, in equity to Ulster Financial institution employees, who’ve helped as a lot as they will,” he stated.

However not like many rural cities and villages that will have only one financial institution “we’re lucky sufficient in Malahide, we’ve bought Everlasting TSB and AIB and Financial institution of Eire, however that’s not the case in each city round Eire the place they’re wholly depending on it”, he stated.

“I might know the employees (in Malahide) from being out and in of there for years and actually good employees and I feel we’ve bought to actually re-double our efforts to make it possible for those that have had difficulties in transferring (are sorted). However the banks that stay are significantly cognisant of our seniors and the transfer in direction of on-line banking is ok for a lot of, however not for all and that we nonetheless present applicable counter providers and providers for purchasers who want them.”

“My people are of a senior age as effectively and I see it shut hand among the difficulties they’ve,” he added.

Native businesswoman Maureen Lee, proprietor of the Malahide Florist store which is positioned straight throughout the road from the department, stated there’s a “cohort of people who find themselves older who’ve been right here all their life, they discover it a bit upsetting.”

“It’s unhappy to see among the ladies shedding their jobs. They’re pretty ladies, one in every of them was right here earlier shopping for flowers for her buddy who has misplaced her job. It’s unhappy to see that,” she stated.

Native clients may also miss the department which was positioned proper within the ‘diamond’ on the principle avenue which was helpful for customers and folks going to the native pubs and eating places, she added.

“It’s unhappy to see them go. It’s a small village and it’s unhappy to see any enterprise closing down. I don’t know the way it will impression on the opposite banks (within the village). Effectively it’s the agricultural cities which are going to be affected as a result of they could have a BOI or AIB however a few of them solely have Ulster. It’s by no means excellent news when a enterprise closes down. They’ve been right here 25 years, it’s the top of an period,” she stated.

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